Board of Directors
Vincent Heck is the CEO and founder of Financial Cloud Works, LLC. His history in financial software extends to the company’s creation and its first line of code written in 1987. Vince is passionate about developing national-class software — beginning with a Laboratory Software Application distributed to hundreds of hospitals and a Medical Record Application that ran in over 300 hospitals, including Cleveland Clinic, OSU, and University of Cincinnati.
Over nearly 40 years, Vince has lived the world of Qualified Dollars — guiding advisors through Grandfather Elections, Lump Sum Averaging, Multi-Generation IRAs, Roth Conversion Elections, the Triple Tax, and the many iterations of RMD calculations. He is proud to partner with Ed Cotney in bringing to market Break Analytics EPIC, the newest and most advanced platform yet.
Edward W. Cotney brings a wealth of expertise and a fresh perspective to tax planning. With a mission to make tax planning engaging, fun, and accessible, his focus on minimizing taxes and improving lives with purposeful strategies reflects his deep understanding of wealth management and tax law. In 2019, Ed partnered with Vincent Heck to develop Break Analytics — a platform that helps advisors provide wealth-optimized tax solutions for qualified assets from both income and estate planning perspectives.
His certifications in Family Wealth Counseling, Philanthropic Development, and Business Exit Planning give him a holistic approach that addresses tax burdens while ensuring legacy planning and family harmony. A nationally recognized speaker and thought leader, Ed’s overarching goal of “Maximum Wealth Control” reflects his dedication to empowering families to make impactful financial decisions.
📚 Tax Secrets Made Simple 📄 The Great IRA Tax Grab
Dorrit Ahbel, MD, is a member of the Board of Directors. With a passion for charitable giving and a lifetime of frugal living, she connected with Ed Cotney to discuss her savings and investments — and her insightful questions inspired the development of Break Analytics.
Dorrit earned an A.B. from Stanford University and an M.D. from Georgetown University. After completing an internship, residency, and Navy duty assignment from 1977 to 1986, she has practiced as an experienced orthopedic surgeon and has been serving at the VA Medical Center in Sacramento since 2009.
Archie DeBoard, Esq. is a member of the Board of Directors. He earned his J.D. from Capital University Law School in 1977 and a Bachelor of Business Administration from Marshall University in 1970. Originally from Catlettsburg, Kentucky, Archie moved to Columbus, Ohio to pursue his legal education and currently serves as President of J.C. DeBoard & Co., L.P.A. — a law firm with offices in Ohio and Florida specializing in Business, Real Estate, and Estate Planning.
Michael Butler is a member of the Board of Advisors. He previously served as President of one of Nationwide Financial’s broker/dealers and as Executive VP at Nationwide, where he worked with financial advisors in the retirement plan, annuity, and mutual fund sectors. With extensive experience in helping advisors grow their clients’ qualified assets, Michael is personally invested in ensuring advisors receive optimal guidance — which is where Break Analytics comes in.
Currently, as Senior Director at Footprint Capital, Michael leads sell-side, buy-side, and capital raise engagements with business owners. He cultivates relationships with clients, prospects, private equity firms, and family offices, leveraging his extensive network to enhance traditional access to buyers, sellers, and industry information.